New Jersey requires this inspection for the protection of you and of your insurance company. The inspection is designed to document the existence of the vehicle, its physical condition and existing options and accessories. The ultimate goal of vehicle pre-insurance inspection is to help reduce the cost of automobile physical damage insurance coverage (collision and comprehensive) by accurately documenting your vehicle, and greatly reducing the possibility of fraudulent claims.
THIS IS NOT A SAFETY INSPECTION
There is a regulation in states with mandatory inspection laws that requires vehicles subject to pre-insurance inspection to be completed within a grace period. If you do not comply within the allotted time, your physical damage coverage (comprehensive and collision) will be suspended at 12:01 A.M. the day after the end of the grace period.
